Chill Macha
You are under budget. Suspiciously adult behavior.
Broke?Not anymore.
The Indian personal finance app that reads your SMS, understands your spending, and has opinions about it.
May budget
₹7,840
Macha says
Rent survived. Food delivery is auditioning for main villain.
UPI to Swiggy
Food
-₹462
Salary credit
Income
+₹42,000
Metro card
Travel
-₹200
HomeBudgetSplits
Three moods. One wallet therapist.
Kaduppu Macha
Third biryani this week. I am only asking questions.
Vettai Macha
Bill split pending. Time to collect like a CFO.
SMS-native
Reads Indian money chaos
Broke understands UPI, bank SMS, cash withdrawals, refunds, salary credits, and the weird merchant names your bank invents at 2 AM.
Live money signal
1UPI parsed
2Budget checked
3Mood updated
No spreadsheets
Budgets that talk back
Set a monthly number and Macha keeps the commentary coming: helpful when needed, mildly dramatic when deserved.
Live money signal
1UPI parsed
2Budget checked
3Mood updated
Shareable
Splits that actually close
Share a split link, track who paid, and let friends download Broke when they need the full history.
Live money signal
1UPI parsed
2Budget checked
3Mood updated
Private by design, useful by choice.
Broke uses transaction SMS only to classify spending and show your budget. OTPs, personal conversations, and non-financial messages are not part of the product.
Read privacy policy